We live in a world where we are governed by rules; those rules are imposed upon us by governments who in turn are controlled by the Banks.
Banks have the ability to create money out of fresh air.
How do they do that I hear you ask? Well, in short, they create a promissory note
Specifically, the Bank creates money under the Bills of Exchange Act and Converts the initial supposed agreement or document into a Bill of Exchange or Promissory Note without your knowledge or consent, thus rendering any agreement invalid at its inception due to non-disclosure and gross misrepresentation.